Retirement

Are you beginning to plan your winter travel vacation? For some of us, cold weather becomes the impetus to seek out warmer climates or new locales- plans that can create some challenges as we get older. Especially for those of us without spouses or travel partners, solo travel can be…

You’ve saved and planned and now, in retirement, you have the necessary money you need to live comfortably and securely. Or do you?  One never knows when the unexpected will arise or when circumstances will lead to unplanned expenditures. Fear of running out of money often eclipses fear of death…

No matter how well prepared you may think you are, the costs of paying for long term care, for either a loved one or yourself, are sometimes almost incalculable- and uninsurable. There are so many competing factors that will influence what expenses you and your family may incur: the types…

Does this sound familiar? You’ve reached a “certain” age: you’ve got decades of work experience, you’re still passionate about your job and able to fulfill your responsibilities. Yet suddenly the phone rings and before you know it, you’re being escorted out the door. In this day and age, being an older worker…

No one likes to challenge their physician when a particular diagnostic test or medical intervention is recommended. Yet often times what is suggested is not covered by your insurance or may be much more costly than your physician realizes. While cost should be just one consideration in determining whether an…

For a great many of us, our homes are our most important and valuable asset. And as the years accumulate and our incomes drop, trying to take money out of the equity in our homes becomes an appealing and even necessary step for financial solvency. But it’s not without risk. For…